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Curious about some of the expenses you can expect when selling a home in New Hampshire?

Title and/or Attorneys Fees. New Hampshire is considered a Title State as apposed to an Attorney State, this means that closing are coordinated through Title companies. I am a firm believer that every seller should have legal representation. This being said, there are different levels cost of this representation and having a good lawyer who represents your best interest is cheap in comparison the cost you could inquire if there are problems in the transaction without representation. 

Fees may vary, and  rough estimate you can expect to pay anywhere from $400-$1000. On a basic home purchase fees will be on the lower end of the scale and if the transaction is more complex the fees may be higher.

Preparing a new deed. In New Hampshire it is the sellers responsibility to have a new deed prepared that gets recorded at the registry. The preparation of a new deed is usually done by the Title Company or attorney representing you and should be disclosed in your fees. 

Other miscellaneous costs for mailing, filing fees etc, will be added to your Settlement Statement prior to the closing of your review. The total of these miscellaneous expenses usually amount to a few hundred dollars.

Real Estate Transfer Tax (RETT). 

The RETT is a tax on the sale, granting, and transfer of real property or an interest in real property.  The statute imposing the tax is found at NH Deapartment of RevenueCode Administrative .  The tax is imposed on both the buyer and the seller at the rate of $.75 per $100 of the price or consideration for the sale, granting, or transfer.

Mortgage Pay Off.  Any and all balances and leans on the property will need to be cleared (payed off) at or prior to closing. Knowing what you owe will help you decide if it is feasible to sell now or if you should stay put for a time longer. 

Contact Stephen Oates of Bean Group for more information or to set up a FREE Seller Consolation Session. 

Dedication that move you.™

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